Mr. and Mrs. Cartwright,

Thank you for giving

Your son, Rusty, is by far the weakest investment in your portfolio. You have put a lot of money into Rusty, and so far he has provided very little in the way of returns. In fact, Rusty seems to be the only investment where you are consistently losing money. It is the advice of this firm that you liquidate all holdings in Rusty as soon as possible.

One option is to sell Rusty, at a loss, to another investor.